Personal Insurance
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Auto
Whether it’s your first car of just adding to your collection, we have the right coverage for you.
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Homeowners
Your home is your second biggest asset. It is important your home is protected adequately.
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Condominium
Understanding Condo coverages is crucial when is comes to protecting what you have worked so hard for.
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Renters
Renters insurance includes 3 major components such as Personal Property, Liability, and Additional Living Expense for when losses occur.
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Personal Articles Policy
Protect your personal belongings from theft, loss, misplacement, and mysterious disappearance.
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Rental Properties
Providing other people the ability to rent a home is a lot of responsibility. Making sure your property has the right coverage is key.
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Motorcycle
Policy that provides coverage if your bike is damaged or stolen as well as financial protection should you be liable for someone else’s injuries and/or damages.
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Recreational Vehicles
Protection against damages or injuries that you may cause to others as well as damages to your vehicle in the event a covered loss occurs.
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Boats
Coverage for when you are on the water in the event damages or injuries occur as a result of a covered incident.
FAQs
Insurance policy are printed with a lot of insurance terminology which makes it a bit challenging to fully understand. Here are our most frequently asked questions:
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The dollar amount that is deducted from a covered loss that you would pay out of pocket for. In auto insurance, you would see a deductible for collision and comprehensive coverages.
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Liability coverage comes in two forms: Bodily Injury and Property Damage. If you are considered at-fault for injuries and/or damages, Liability coverage will pay for the expenses such as medical bills, property damages and may include legal defense costs.
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Collision:
When colliding with another vehicle or fixed object like a pothole, tree, fence, building, etc.Comprehensive:
Also known as “Other than Collision” coverage; pays to repair or replace your vehicle if stolen or damaged by an unexpected event such as a tree branch falling on your car, a rock hitting and cracking your windshield, hitting an animal, vandalism, etc. Excluding anything pertaining to colliding with another vehicle or a fixed object.